FAQ
We have compiled a list of some of our most frequently asked questions and their answers to help make the process of finding the right coverage less overwhelming.
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Obamacare
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How can I apply for Obamacare?
You can apply through one of our agents, the Health Insurance Marketplace government website, or through Medicaid or Medicare if eligible.
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Who qualifies for Obamacare?
Whether or not you qualify depends on several factors like income, household size, and whether you are a U.S. citizen or legal resident. Additionally, a person who begins the immigration process and has an identification number can qualify. Our team of agents can help you determine if you qualify.
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When can I register?
You can register during the Open Enrollment Period which usually begins each year on November 1st and concludes on January 15th. You may also enroll at any time after the Open Enrollment Period if you qualify for a Special Enrollment Period due to certain life changes or changes to household income.
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How much does Obamacare cost?
The cost will depend on your income, tax return, and the plan you qualify for.
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Can I apply for Obamacare if I have a pre-existing condition?
Yes. Under Obamacare insurance companies can't deny coverage or charge extra for a pre-existing condition.
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MedPass
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What is MedPass?
MedPass is an application that offers inclusive health and wellness plans and services to individuals despite them not having legal status.
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Is MedPass health insurance?
No, MedPass is not health insurance. It does not require a contract, nor does it have exclusions or restrictions.
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How does MedPass work?
Upon completing the sign up process, you'll select a monthly plan based on your needs, and gain access to your subscription from within the app.
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How much does MedPass cost?
The cost depends on which plan you select. MedPass requires that you pay a monthly subscription based on your selected plan, however there are no co-pays or hidden fees.
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General
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How can I qualify for accident, dental, and/or vision insurance?
To qualify you must be over 18 years old and in possession of a form of identification such as social security, passport, or an ID from your country.
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How much does accident, dental, and/or vision insurance cost?
Prices will vary depending on your policy. However, individual and family prices are fixed and do not vary.
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How can I get accident, dental, and/or vision insurance?
That depends on your situation. One of our agents will be able to assess your eligibility and provide all of the necessary information.
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Where can I get life insurance?
Life insurance can be obtained through one of our agents. They can provide you with an estimate based on the benefit you want for your loved one(s) and help you through the process of enrollment.
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How do I know if I qualify for life insurance?
That depends on your situation. One of our agents will be able to assess your eligibility and provide all of the necessary information.
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Still Have Questions?
Can't seem to find the answers you're looking for? Didn't see your question listed?
Don't worry! You can still ask us by filling out our contact form and we'll get back to you as soon as possible.